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Business Finance | An SME Loans Cash Advance is a quick and easy way to raise from £10,000 to £300,000 for your Business | There is no Security or Business Plans required | Approval within 24 Hours. SME Loans Business Cash Advance Delivering | 9 No Affordable Lines of Credit... Revenue-Based Finance for SMEs... ...a Business Cash Advance is also known as a Merchant Cash Advance and is a quick and easy way to raise, from £10,000 to £300,000 for your Business... ...a Business Cash Advance is an innovative Sales Revenue-Based Unsecured Financing, procured for SMEs, through a defined lump sum cash advance in 48 hours... Apply Now ...a PDQ Cash Advance in 48 hours! - the immediate 'in funding' access tool for SME businesses in NI and the UK... ...Simple Application Process with a 90% Approval Rate! - direct finance provider provides an easy process of application... ...a Business will receive a Lump Sum - transferred into its bank account to use for any business purpose in 48 hours... Read More... on how a Cash Advance Works? Apply now... for Approval in 24 hours! 1:40 ...a Business is not required to provide a Business Plan to qualify - approval is not defined by its credit score profile... ...the Repayments are a Small % of Card Sales - meaning that a business repays when its customers pay... ...the Repayments will Mirror a SMEs Business Card Sales - which by meaning - only repays what it has sold to customers... SME Loans Limited - Northern Ireland 34 Altiskane, Strabane BT82 8RW SME Loans Limited - Scotland 14 Albany Street, Edinburgh EH1 2QB ...SME Loans PDQ Cash Advance, powered in conjunction with our Strategic Direct Lender Partner Providers, has a 90% Approval Rate... ...there are no hard credit checks, as the Lending Providers only conduct a soft credit check that does not affect the business's credit score... PDQ Terminal ...a 'business cash advance' is a momentary finance solution for SMEs, with a facility in place for credit and/or debit card sales from its customers via a PDQ terminal... Card Sales ...a 'business cash advance' turns tomorrow's credit and debit card sales into today's cash flow. There is no faster or easier way for an SME to acquire unsecured finance.. PDQ Terminal ...a 'business cash advance' is a momentary finance solution for SMEs, with a facility in place for credit and/or debit card sales from its customers via a PDQ terminal... 1/2 ...a PDQ Cash Advance is a structured lump sum cash transfer payment to a business in exchange for an Agreed Upon % of Future Card Sales Income... ...the alternative business funding that can be received within 48 hours is provided by a specialist funding institution, from our Panel of Lenders... BANK ...unlike a Regular Bank Loan, there is no Fixed Term, Security or Business Plan Required, and the funders' fast application process considers the card principally the sales profile of the business is trading overtime... LOAN ...unlike a Regular Bank Loan, there are No Fixed Monthly Repayments, APR or Late Repayment Fees, the application approval is in 24 hours and funds are in the SME's bank account within 48 hours... SME ...a PDQ Cash Advance service provider injects funds into Businesses in exchange for a Percentage of its Daily Credit Dard Income, directly from a Debit/Credit Card Processor that Clears and Settles the Payment. This funding instrument does have some clear advantages over a conventional bank loan, this being one of them. ...a Business's Sales Turnover Remittances are drawn from its Customers' Debit and Credit Card purchases Daily until the Business Cash Advance Obligation has been met. Most providers form partnerships with payment processors and then take a fixed or variable percentage of the merchant's future credit card sales... ...PDQ Cash Advances Application is Processed much quicker than a Typical Bank Loan, giving Borrowers Quicker Access to Capital. Also, because PDQ cash advance providers typically give more weight to the underlying performance of a business than the owner's personal credit scores, PDQ cash advances offer an alternative that may not possibly qualify for a conventional loan... ...Payments to the PDQ Cash Advance Lender fluctuate directly with the Business's Sales Volumes, giving it greater flexibility in Managing Cash Flow, particularly during a possible slow season. The term PDQ Cash Advance is generally interpreted to describe future credit card sales receivables purchases, by a funding mechanism...

Raise between £10,000 and £300,000 in unsecured finance for your business today, with a business cash advance. Repayments are simple, as they mirror a small percentage of the business's monthly credit and debit card sales, by only repaying when customers pay the business, which means when sales are down, repayments are lower. Business Cash Advance How does it work? Revenue-Based Finance Raise between £10,000 and £300,000 in unsecured finance for your business today, with a 'business cash advance'. Repayments are simple, as they mirror a small percentage of the business's monthly credit and debit card sales, by only paying the direct finance provider when customers. pay the business, which means when sales are down, repayments are lower. ...fast flexible business funding... ...simple application process... ...no business plan is needed... ...90% approval rate... ...flexible repayments... ...funding in 48 hours!... ...the immediate solution... ...a business cash advance... ...for cash flow solution issues... Business Cash Advance Flexible Funding Solutions to assist businesses in securing capital funding to carry out e.g., renovations and so much lots more... Pharmacies Off Licences Health Food Stores Convenience Stores Childrenswear Shops Menswear Shops Health + Beauty Salons Womenswear Shops Furniture Stores Florist Shops B+B/Hotel Restaurants Pub/Bars Coffee Shop Dry Cleaner Stores Dentists + Other SMEs, please enquire... to apply - tap here! Business Cash Advances | Alternative Business Finance Our Business Cash Advances (BCAs) are an innovative type of finance option designed to increase working capital for Small to Medium Sized Enterprises (SMEs) and by definition; a ' lump sum payment' suited explicitly for SMEs. A Business Cash Advance also known as a Merchant Cash Advance (MCA) is in fact, a form of finance that is not a loan but rather the Business's 'sale' of a portion of Future Card income by arrangement with a Specialist Direct Funding Provider. Convenience Store Coffee Shop Pharmacy Pharmacy Shop Front Photo Image, a Business Cash Advance to Support Cash Flow! Off Licence Business Cash Advances | Fast Funding Approval As time is always of the essence for business owners, quick finance approval is of the utmost importance with a fast turnaround receipt of funds rather than waiting weeks on feedback for initial funding approval. An application can be approved within 24 hours... At SME Loans, we will not keep you waiting as our business cash advance option is a quick and easy way to convert future credit and debit card sales into immediate cash for working capital. It is probable for funding to be received within 48 hours. Restaurant Restaurant/Bar Pub/Bar Hotel Bar Business Cash Advance | Easy Application Process For many small business owners, a 'Business Cash Advance' offers unrivalled reassurance that the business can always afford to make repayments. If trading is say; one day, making less money, the amount that's paid back to the lender is also suitably smaller. When the business is thriving, it can pay back a considerable amount more by repaying the advance much more quickly. Businesses that take regular card payments can benefit from a Business Cash Advance, and because businesses only pay back a percentage of their earnings, the repayments are collating with cash flow. Businesses that take regular card payments can benefit from a Business Cash Advance, and because businesses only pay back a percentage of their earnings, the repayments are collating with cash flow. In addition to this, all written quote from our provider is a non obligation before making any commitments. The repayment term of a cash advance with a direct finance provider is a flexible scenario with the normal funding maximum advance period being 18 months against a single agreement. It’s an ideal solution for a business that generates a large volume of card sales but has few assets on its balance sheet. Childrenswear Womenswear Hair + Beauty Menswear Business Cash Advances | Unique Funding Model It is far easier to qualify for this alternative finance than it is for a conventional normal business loan from a bank. The business does not need to provide a business plan to qualify, with approval solely subject to the business's performance, and not just its credit profile score. Because growing businesses are at the kernel of all that we stand for, we will never charge any upfront fees to users of our services. The application of the process could not be simpler, by being stress free and easy process. Our Specialist Direct Finance Provider partner in exchange for the 'cash advance' will acquire repayment from the sales generated by the business through its Customers and Clients. This funding model is suited for many businesses including Pubs + Off licenses, Restaurants, Hotels and B&Bs, Furniture Stores, Womenswear, Menswear, Kidswear, MOT Repair Service Centres, Hairdressing + Nail Bars, Dry Cleaners, Flower Shops, Online Retailers, Coffee Shops. Furniture Florist B&B/Hotel Health Food

Unsecured Finance | 90% Approval Rate | Approval within 24 Hours | Business Cash Advances are a quick and easy way to raise from £5,000 to £200,000

Flexible finance for SME businesses...Payback little by little, through its future customers' card transactions SME Loans | Business Cash Advances Momentary Funding Solutions Pay back little by little through customers card transactions... Registration Submission Form Full Contact Name Company Name/Trading Name Email Address Primary Telephone Number Full Business Trading Address SMEs | Service/Industrial Sector + URL The Businesses Average Monthly Card Sales - GBP£ / The Business does not accept either Debit or Credit Card Sales Any Additional Information Likened to be Sumitted... Submit Application or Enquiry* This Application or Enquiry will not in any way whatsoever, affect a SMEs Credit Profile!* Thanks for submitting! Legal + General Notices © SME Loans Limited is a trading style of Overseas Mortgage Broker Limited, 43 Berkeley Square, London W1J 5FJ. Company Number 06628751 Overseas Mortgage Broker Limited (OMB), has an 'Introduction Agreement' with the UK Direct Finance Provider of the described 'Business Cash Advances (BCAs)' finance product explained on this website. OMB is a partnered finance broker, and so receives a broker fee for any completed case application. Any successful case application approval to the Final Drawdown of funds is subject to the underwriting decision and sole final discretion of the provider of the BCA. SME Loans Limited, by the arrangement of various types of 'Short Term Business Loans' offerings are not UK-regulated financial funding instruments. Further, these finance products are not consumer loans and are only available to the legal corporate structure of UK-registered Limited Companies. We can also can arrange loans for HMRC Registered, Sole Traders, and Partnerships. SME Loans Limited are not Independent Financial Advisors and so, are unable to provide business owners with independent financial advice. SME Loans Limited's 'Business Cash Advance' (BCA) application process does not affect the credit score of an applying business. However, taking out a BCA with our Lender provider may affect the business's credit score during the final processing of the application to drawdown. Any decision to take out a BCA shall be solely at end users discretion and risk. Data Protection Statement: SME Loans Limited complies fully with the General Data Protection Regulations (GDPR) 2018, as directed by the UK's implementation of the Data Protection Act 2018 and the amended UK-GDPR Act of 31st January 2020. Our Website and Apps, via our, GDPR Policy Terms Service Provider have incorporated the most recent GDPR compliant and privacy laws, on obtaining and storing Cookie Consent from all our site visitors. Further, the Website and Apps have customised policies procured by our service providers and house legal advisers reviewed continually with compliancy updates from time to time. There are periodic scans to help ensure that SME Loans Limited's, cookie collection practices stay consistent with its business’s legal policies. All Customers/Client data and information provided to SME Loans Limited is managed, processed and kept secure by the GDPR Regulations. We will never share, sell or distribute data to any other third party but only to vetted bona fide Lenders, Brokers/Packagers, and Business Loan Providers.

Immediate Business Finance Solutions for UK Businesses. | Short Term Loans | Invoice Finance Loans | Cash Flow Loans | Asset Finance Loans | Bridging Finance Loans | Asset Based Loans | Pension Led Loans | Equity Finance Loans | Legal Finance Loans. SME Loans | 9 No Alternative Options... SME Loans | Short-Term Loans SME Loans | Invoice Finance SME Loans | Cash Flow Finance SME Loans | Asset Finance SME Loans | Bridging Finance SME Loans | Asset Baset Finance SME Loans | Pension Led Finance SME Loans | Equity Finance SME Loans | Litigation Funding SME Loans | Short-Term Loans We procure 'Short Term Business Loans for up to 18 months, geared towards Small to Medium-sized Enterprises which have either a corporate legal structure of being a UK-registered Limited Company or a Limited Liability Partnership. We also arrange loans for HMRC Registered, Sole Traders, and Partnerships. Many businesses use this form of flexible short-term financing too for instance; to ease cash flow issues in the short term. This funding comes unsecured or secured and is underwritten on a case-by-case basis. The loan amounts commence from £5,000 to a maximum of £250,000. Whatever sector a Business trades in, whether in Industry or the Service Sector, all businesses need to define 'cash liquidity' to always function. The bottom line is that 'Cash is King' whether a hard cash surplus in a business bank account or the in-place availability of loan facilities. For instance, cash liquidity requirements for the completion of a customer order are critical to compete that order to contract, as a business, will not be paid in full until all is contractually completed. The last 20% and or less final payment(s) is where the profit lies for the business. SME Loans | Invoice Finance 'Invoice Finance Loans' is a collective term for the various invoiced-based lending explained by 4 headings; a) invoice discounting b) selective invoice discounting c) invoice factoring d) spot factoring. This type of finance uses invoices as a way for businesses to unlock cash tied up within said invoices and therefore speeding up cash flow. This is done by 'selling debtor invoices' to a third party who will advance some of the funds the invoice is worth upfront, for a percentage service fee of the invoice value. The obvious advantage of invoice finance is being paid the majority amount of an invoice within 48 hours, instead of waiting 30+ days, thus helping businesses manage their cash flow. Another significant advantage is that invoice finance gives businesses a way to fund their growth without taking on extra liabilities or debt, as with a business loan, and using assets they already have. a) Invoice Discounting: Invoice discounting is an invoice finance facility that allows business owners to leverage the value of their sales ledger. The business still remains in control of the sales ledger, collecting payments as normal, and sending out reminders. b) Selective Invoice Discounting: Selective invoice finance is different from the above invoice finance by not involving an agreement for the whole sales ledger of the business but by choosing which particular invoices to be paid advanced funding. c) Invoice Factoring: Invoice factoring is a type of accounts receivable financing that converts invoices due within 90 days into immediate cash for your small business. The factoring company will typically pay out two instalments for your invoice: an advance of 80% of your invoice and the remaining 20% (minus fees) after the invoice is paid. d) Spot Factoring: Spot factoring, sometimes called single invoice factoring, refers to a form of accounts receivable finance where a business sells a specific invoice to a third party (factor) for a percentage of the total value, to support cash flow. SME Loans | Cash Flow Finance Cash Flow Finance Loans' is a form of financing in which a loan made to a company is backed by a company's expected cash flows. A company's cash flow is the amount of cash that flows in and out of a business in a specific period. Cash flow financing uses the generated cash flow as a means to pay back the loan. It is most suitable for companies that generate significant amounts of cash from their sales but don't have a lot of physical assets, such as equipment, that would typically be used as collateral for a loan. If a company is generating positive cash flow, it means the company generates enough cash from revenue to meet its financial obligations. Cash flow loans can be either short-term or long-term. Businesses are essentially borrowing from a portion of their future cash flows that they expect to generate. A Lender, in turn, creates a repayment schedule based on the company's projected future cash flows as well as an analysis of historical cash flows. Cash flow financing works in a similar fashion in that, the cash being generated is used as collateral for the loan. However, cash flow financing doesn't use fixed assets or physical assets. Businesses that typically use asset-based financing are companies with a lot of fixed assets, such as manufacturers. On the other hand, companies that use cash flow finance are typically companies that don't have a lot of assets, such as service companies. SME Loans | Asset Finance 'Asset-Finance Loans' is an easy way for SMEs to spread the cost of new business equipment without tying up capital or disrupting cash flow; these assets can vary from a new fleet of cars for a taxi firm to ovens and refrigerators for a catering business, or machinery for a production process. It's a way for SMEs to consider acquiring high-value equipment (assets) to get what they need to support their continuing business growth. Thereare 3 variants of Asset Finance: a) finance lease b) operating lease c) hire purchase. a) Finance Lease: A Finance Lease will allow you to use the equipment you need without having to buy it, reducing cash flow problems, and allowing yourcompany to expand without crippling financial implications. The company will make simple monthly repayments, which can be tailored to your needs and flexibility. During the agreed period, you will pay the full cost of the asset including interest. b) Operating Lease: Like a Finance Lease, an Operating Lease allows you to rent the asset while you need it. The key difference is that an Operating Lease is only for part of the asset’s useful life, meaning that you pay a reduced rental cost based on its purchase price and the residual value of the asset at the end of the agreement. Thus, your company full use of the asset without the burden of responsibility of disposing of it or recouping its residual value. c) Hire Purchase: Hire Purchase plans offer the benefits of ownership without the capital outlay. The business may source a supplier for the asset initial equipment and the finance provider will, in turn, purchase the item(s) and provide the asset for the business to use. The business makes regular payments with an initial deposit and the remainder of the balance and interest are paid over time. Once payments (including an option to purchase fee) have been made at the end of the agreement, ownership of the asset transfers to the customer. SME Loans | Bridging Finance We can provide unregulated 'Commercial Bridging Loans' from £100k to £5m and up to a maximum term of 36 months, to SMEs which have either a legal corporate structure of being a UK-registered Limited Company or a Limited Liability Partnership. We also arrange finance for HMRC Registered, Sole Traders, and Partnerships. This facility would be suitable for instance; commercial property investment, B2L property purchase, pub/restaurant finance, business growth loan, marketing bridge loan, auction bridge loan, 2nd charge business loan, revolving credit facility, and many more business scenarios. An unregulated commercial bridge loan is a short-term loan used until a business secures permanent financing or removes an existing obligation. This type of financing allows the user to meet current obligations by providing immediate cash flow. Bridging loans are defined as either ‘opened’ or ‘closed’. A loan is closed if the borrower has a clear and credible repayment plan or exit strategy in places, such as the sale of loan security or longer term finance. Open bridging loans are riskier to both the borrower and lender due to the greater likelihood of there not being a defined and clear future exit. With contractual interest-only payment service costs averaging of up to 1% per month, this finance product is not a tall designed to be in place for no more than 36 months. Real estate; Bridging loans are often used for commercial real estate purchases to quickly close on a property, retrieve real estate from foreclosure, or take advantage of a short-term opportunity in order to secure long-term financing. SME Loans | Asset-Based Finance 'Asset-Based Loans' blends invoice finance funds released against other business assets, such as stock, property, plant, and machinery, providing additional capital than invoice finance alone. Asset-based lending refers to a business loan secured by using a company’s assets as collateral. The extra funds can be used as a contingency, providing additional working capital as and when required. The application process for traditional business bank loans tends to be lengthy and complicated, involving lots of documents and long waiting times. Using Assets on their balance sheet the business can release equity tied up in existing assets owned. We try hard to provide bespoke solutions for both simple and complex short-term loan cases while high street lenders may not be able to help with for instance; impaired Credit. Common sense is all about having an open mind and a good understanding of a situation, this approach is what sets us apart from specialist providers. SME Loans | Pension Led Funding 'Pension Led Loans' is an innovative financing option that allows SME owners true flexibility and the option to invest in their business using their own pension funds. We have access to a unique opportunity where business clients can access a loan of up to 50% of their pension funds by transferring existing in place schemes into a Small Self-Administered Scheme (SSAS). Interest is charged at approximately 4% pa on the loan. The loan must be paid back within 5 years. The balance of the fund can be invested to provide a secure return, which includes property and fixed-term investments that mitigate Stock Market volatility. The pension investment is HMRC regulated and administered by professional trustees, who are regulated by the Financial Conduct Authority (FCA). SME Loans Limited does not provide any financial or pension advice of any kind as is only solely an Introducer to several product providers and their services. SME Loans | Equity Finance 'Equity Finance Loans' are the process of raising capital through the sale of shares. Companies raise money because they might have a short term need to pay bills or they might have a long-term goal and require funds to invest in their growth. By selling shares, they sell ownership in their company in return for cash... It is critically important to acquire the right opinion/advice from a specialist company business lawyer and not sell more than 49% of the commercial enterprises' shares otherwise voting rights/ownership/ will be greatly diminished. Further, for the business owner to stay in control it is important to have a clause with any legal agreement that the shares can be purchased back for a future time for a prior agreed sum. Equity financing comes from many sources; for example, an entrepreneur's friends and family, investors, or an initial public offering (IPO). Industry giants such as e.g. Google and Facebook raised billions in capital through IPOs. Equity financing involves the sale of common equity but also the sale of other equity or quasi-equity instruments such as preferred stock, convertible preferred stock, and equity units that include common shares and warrants. For instance, a start-up that grows into a successful company will have several rounds of equity financing as it evolves. Since a start-up typically attracts different types of investors at various stages of its evolution, it may use different equity instruments for its financing needs. Later, if the company needs additional capital, it may choose secondary equity financings such as a 'Rights Offering' or an offering of equity units that includes warrants as a sweetener. In a rights offering, each shareholder receives the right to purchase a pro-rata allocation of additional shares at a specific price and within a specific period (usually 16 to 30 days). Shareholders, notably, are not obligated to exercise this right. SME Loans | Litigation Funding SME Loans can arrange a provider of 'Legal Capital Funding Loans' that companies can use to offload the cost and risk of pursuing meritorious litigation, whether on a single-case basis or as part of a larger recovery effort. The provider can also monetize pending awards, giving companies the ability to control the timing of cash flows relating to their commercial litigation and arbitration assets Their various solutions are flexible and can be used at any stage of the legal process to finance matters. Single Case Litigation Finance - Fund fees and expenses associated with high-stakes commercial claims to offload risk and cost and create certainty around budgets and outcomes. How does the provider assists? a) offload legal fees and expenses and the risk of loss b) monetise and accelerate awards c) enforce outstanding judgments or awards d) work with counsel of choice e) create certainty around litigation budgets, timing, and risk management. Contact Us Registration Submission Form Full Contact Name Company Name/Trading Name Email Address Primary Telephone Number Full Business Trading Address SMEs | Service/Industrial Sector + URL The Businesses Average Monthly Card Sales - GBP£ / The Business does not accept either Debit or Credit Card Sales Any Additional Information Likened to be Sumitted... Submit Application or Enquiry* This Application or Enquiry will not in any way whatsoever, affect a SMEs Credit Profile!* Thanks for submitting!

Unsecured Finance | 90% Approval Rate | Approval within 24 Hours | Business Cash Advances are a quick and easy way to raise from £10,000 to £300,000

Unsecured Finance | 90% Approval Rate | Approval within 24 Hours | Business Cash Advances are a quick and easy way to raise from £5,000 to £200,000

Unsecured Finance | 90% Approval Rate | Approval within 24 Hours | Business Cash Advances are a quick and easy way to raise from £5,000 to £200,000